Totei LLC Terms of Service

Last Updated & Effective Date: May 18, 2026

Thank you for visiting totei.com! Our site is founded on the principle that access to information should be open, equitable, and free from unnecessary barriers. We believe in democratic access to content and do not impose paywalls or subscription requirements for the use of our site. By making our materials broadly available, we seek to ensure that all users, regardless of means, can engage with and benefit from the resources provided here.

  1. AGREEMENT TO TERMS

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User” or “you”) and Totei LLC (“Totei,” “we,” “us,” or “our”) governing your use of Totei.com, which is owned or controlled by Totei (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION AND JURY TRIAL WAIVER CLAUSES IN SECTION XIII BELOW, WHICH APPLY TO ALL U.S. USERS.

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, THEN YOU MAY NOT ACCESS OR USE THE SITE.

We reserve the right, in our sole discretion, to make changes or modifications to these Terms from time to time. We will alert you about any changes by updating the “Last updated” date of these Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms by your continued use of the Site after the date such revised Terms are posted.

The Site is intended for users who are at least 18 years old. Persons under the age of eighteen (18) are not permitted to use the Site.

  1. NEWSLETTER & COMMUNICATIONS

Users may sign up for newsletters, marketing emails, surveys, promotional materials, and other updates. You can unsubscribe by following the instructions in the emails.

By subscribing to our newsletter or otherwise providing your email address to Totei, you consent to receive communications from Totei electronically, including newsletters, marketing emails, surveys, promotional materials, and other updates related to the Site. You agree that all such communications, as well as any agreements, notices, disclosures, or other communications that Totei provides to you electronically, satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

  1. PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms. Please be advised the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.

  1. LINKED SITES

The Site may contain links to third-party websites or services (“Linked Sites”). Totei does not endorse, control, or assume responsibility for any Linked Sites, their content, or any products or services they provide. ACCESSING AND USING LINKED SITES, INCLUDING ANY INFORMATION, MATERIALS, PRODUCTS, OR SERVICES, IS ENTIRELY AT YOUR OWN RISK. Totei disclaims all express or implied warranties regarding such sites.

  1. CONTENT & INTELLECTUAL PROPERTY

    1. General. “Content” means text, images, photos, audio, video, visual interfaces, interactive features, graphics, design, and all other forms of communication featured and/or made available via the Site.
    2. Site Content. As between you and us, we own the Content and all other elements and components of our Site, including but not limited to all computer code and software. Certain content displayed on the Site, including images, video, and other media, may be owned by third parties and such content remains the property of its respective owners. We also own the copyrights, trademarks, service marks, trade names, and other intellectual property and proprietary rights throughout the world associated with the Site, which are protected by copyright, trade dress, patent, trademark laws and all other applicable intellectual and proprietary rights and laws. As such, you may not modify, alter, scrape, copy, duplicate, reproduce, distribute, publish, create derivative works or adaptations of, publicly display or in any way exploit any of the Content in whole or in part except as expressly authorized by us.
    3. Trademarks. "Totei" and all other names, phrases, logos, and icons identifying Totei, the Site, and its programs and products, whether or not appearing in large print or with an accompanying symbol, are proprietary trademarks of Totei and are protected from reproduction, imitation, dilution, or confusing or misleading uses under national and international trademark and copyright laws. Other product and company names mentioned on the Site may be the trademarks and/or service marks of their respective owners. Any use of such marks without the express written permission of Totei and/or their respective owners is strictly prohibited, and nothing stated or implied on our websites confers on you any license or right under any trademark of Totei or any third party.

  2. PROHIBITED USES

You agree not to:

  • Use the Site for unlawful purposes;
  • Interfere with Site functionality or security;
  • Scrape Site content for any purpose;
  • Upload malware, spam, or other disruptive content;
  • Reverse engineer, decompile, or disassemble any part of the Site;
  • Violate the intellectual property rights of Totei or any third party;
  • Engage in fraudulent, deceptive, or misleading activities;
  • Attempt to bypass any security features of the Site;
  • Use the Site to harass, abuse, or harm others; or
  • Use the Content or any data from the Site for the development of any software program, including, but not limited to, training a machine learning or artificial intelligence system.
  1. TERMINATION AND SUSPENSION

Totei reserves the right to suspend or terminate your access to all or any part of the Site at any time, for any reason, including without limitation your breach of these Terms. Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including without limitation ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

  1. ACCESSIBILITY

Totei strives to make the Site accessible to all users, including individuals with disabilities. If you experience any difficulty accessing or navigating the Site, or if you have suggestions for improving accessibility, please contact us at administration@totei.com (opens in new window) or by mail at TOTEI LLC, PO Box #30047, New York, NY 10014.

  1. FEEDBACK

By sending us any ideas, suggestions, documents or proposals (“Feedback”), you agree that (i) your Feedback does not contain the confidential or proprietary information of third parties; (ii) we are under no obligation of confidentiality, express or implied, with respect to the Feedback; (iii) we may have something similar to the Feedback already under consideration or in development or may adopt a solution or action sometime in the future that is similar to your Feedback; and (iv) you grant us a royalty free, perpetual license to use the Feedback to alter or improve the Site without compensation to you. For clarity, to the extent Feedback is protectable under U.S. law, Feedback is owned by you.

  1. WARRANTY DISCLAIMER

    1. No Warranty. THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY CONTENT, IS MADE AVAILABLE TO YOU ON AN “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE” BASIS. AS SUCH, YOUR USE OF THE SITE IS AT YOUR OWN DISCRETION AND RISK. TOTEI MAKES NO CLAIMS OR PROMISES ABOUT THE QUALITY, ACCURACY, OR RELIABILITY OF THE HOSTED SERVICES OR THE SITE, ITS SAFETY OR SECURITY, OR ANY CONTENT. ACCORDINGLY, TOTEI IS NOT LIABLE TO YOU FOR ANY LOSS OR DAMAGE THAT MIGHT ARISE, FOR EXAMPLE, FROM THE SITE’S INOPERABILITY, UNAVAILABILITY OR SECURITY VULNERABILITIES.

    2. Disclaimers. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TOTEI HEREBY DISCLAIMS ANY AND ALL PROMISES, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, NON-INTERFERENCE, SYSTEM INTEGRATION, AND/OR DATA ACCURACY. TOTEI DOES NOT WARRANT THAT THE SITE OR ANY OTHER PRODUCTS OR SERVICES PROVIDED BY TOTEI WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ALL ERRORS WILL BE CORRECTED. NO WARRANTY IS MADE ON THE BASIS OF COURSE OF PERFORMANCE, COURSE OF DEALING, OR TRADE USAGE.

    3. Remedy. YOUR SOLE AND EXCLUSIVE RIGHT AND REMEDY IN CASE OF DISSATISFACTION WITH THE SITE, RELATED SERVICES, OR ANY OTHER GRIEVANCE SHALL BE YOUR TERMINATION AND DISCONTINUATION OF ACCESS TO, OR USE OF THE SITE.

    4. Disclaimer. TOTEI DISCLAIMS LIABILITY FOR ANY (I) INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, RELIANCE, OR CONSEQUENTIAL DAMAGES, (II) LOSS OF PROFITS, (III) BUSINESS INTERRUPTION, (IV) REPUTATIONAL HARM, OR (V) LOSS OF INFORMATION OR DATA.

  2. LIMITATION OF LIABILITY

    1. No Liability. NEITHER TOTEI NOR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, AFFILIATES OR LICENSORS SHALL BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR THE CONTENT. IF APPLICABLE LAW DOES NOT PERMIT EXCLUSION OF ALL SUCH DAMAGES, THEN YOUR DIRECT DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR THE CONTENT SHALL BE LIMITED TO $100.

    2. Enforceability. IF ANY OF THE FOREGOING LIMITS ARE NOT ENFORCEABLE UNDER APPLICABLE LAW, THEN THEY SHALL BE CONSTRUED TO PROVIDE SUCH LIMITS TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

  3. INDEMNIFICATION

You agree to indemnify and hold harmless us and our officers, directors, employees, partners, agents, affiliates and licensors from all liabilities, claims, and expenses, including attorneys’ fees (“Claims”), that arise from your breach of this Agreement or your use or misuse of the Site or the Content. We reserve the right, at your expense, to assume the exclusive defense and control of any matter otherwise subject to your indemnification, in which event you will cooperate with us in asserting any available defenses.

  1. COPYRIGHT CLAIMS

If you believe that any Content made available on or through the Site infringes your copyright, you may submit a notification pursuant to the Digital Millennium Copyright Act ("DMCA") by providing our designated copyright agent with the following information in writing: (i) a physical or electronic signature of a person authorized to act on behalf of the owner of the copyright interest; (ii) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (iii) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (iv) information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an email address; (v) a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (vi) a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of the copyright that is allegedly infringed. DMCA notices should be sent to our designated copyright agent at: by email to administration@totei.com (opens in new window) or by mail to TOTEI LLC, PO Box #30047, New York, NY 10014. Upon receipt of a valid DMCA notification, Totei will take appropriate action in accordance with the DMCA, which may include removing or disabling access to the allegedly infringing Content.

  1. DISPUTES

    1. Governing Law and Jurisdiction. You agree that this Agreement or any claim, dispute or controversy (whether in contract, tort or otherwise, whether preexisting, present or future, and including statutory, common law and equitable claims) between you and Totei arising from or relating to this Agreement, its interpretation or breach, termination or validity, the relationships which result from this Agreement, the Site, Totei’s promotional activities, or any related transaction shall, to the maximum extent permitted by applicable law, be governed by the laws of the State of New York, without regard to its conflicts of laws rules. Subject to the arbitration requirement below, the state and federal courts in New York County, New York shall have exclusive jurisdiction over any Claim (as defined below). Any Claim must be brought within one (1) year after such claim or cause of action arose, regardless of any statute or law to the contrary. In the event any such claim or cause of action is not filed within such one (1) year period, such Claim shall be forever barred.

    2. Arbitration Requirement; Class Action Waiver.

      1. Arbitration. Any claim, dispute or controversy (whether in contract, tort or otherwise, whether preexisting, present or future, and including statutory, common law, intentional tort and equitable claims) between you and Totei arising from or relating to this Agreement, its interpretation or breach, termination or validity, the relationships which result from this Agreement, the Site, Totei advertising or any related transaction (a “Claim”) shall be resolved exclusively and finally by binding arbitration administered by the American Arbitration Association, in accordance with the consumer arbitration rules then in effect, or any other established alternative dispute resolution provider mutually agreed upon by you and Totei. The Federal Arbitration Act will govern the interpretation and enforcement of this section.

      2. Class Action Waiver. The arbitration will be limited solely to the dispute between you and Totei. Neither you nor Totei shall be entitled to join or consolidate Claims by other users or arbitrate or litigate any Claim as a representative IN A CLASS ACTION OR IN A PRIVATE ATTORNEY GENERAL CAPACITY.

      3. Arbitration Process. Notwithstanding any other provision of these Terms of Service or any applicable arbitration rules, disputes regarding the interpretation, applicability, or enforceability of this arbitration provision and class action waiver may be resolved only by a court and not by an arbitrator. If this waiver of class or consolidated actions is deemed invalid or unenforceable, neither you nor we are entitled to arbitration. The arbitrator will be empowered to grant whatever relief would be available in court under law or in equity. Any award of the arbitrator shall be final and binding on you and Totei and may be entered as a judgment in any court of competent jurisdiction. You and Totei shall pay your and its own costs and attorneys’ fees. However, if you or Totei prevails on a statutory Claim that affords the prevailing party attorneys' fees, or if there is a written agreement providing for fees, the arbitrator may award reasonable fees to the prevailing party, under the standards for fee shifting provided by law. Arbitration shall take place in the State of New York.

      4. Opt Out. You may opt out of this arbitration agreement. If you do so, neither you nor Totei can force the other to arbitrate. To opt out, you must notify Totei within thirty (30) days of first becoming subject to this arbitration agreement by emailing Totei at administration@totei.com (opens in new window). Your notice must include your name and address and a clear statement that you want to opt out of this arbitration agreement. BY AGREEING TO THIS ARBITRATION AGREEMENT, YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR CLAIM OF ANY NATURE RELATING TO THIS AGREEMENT, ANY DOCUMENTS EXECUTED IN CONNECTION WITH THIS AGREEMENT OR ANY TRANSACTION CONTEMPLATED IN ANY OF SUCH DOCUMENTS.

  2. MISCELLANEOUS

    1. Modification of Agreement. This Agreement may be modified by Totei from time to time in its sole discretion. Your continued use of the Site after any such modification constitutes your acceptance of the modified terms.

    2. Continuity of the Site. We reserve the right to modify, update, or discontinue the Site at our sole discretion, at any time, for any or no reason, and without notice or liability.

    3. Entire Agreement. This Agreement contains the entire agreement between you and us regarding the use of the Site and/or the Services, and it supersedes any prior agreement between you and us on such subject matter. The parties acknowledge that no reliance is placed on any representation made but not expressly contained in this Agreement.

    4. Waiver. Any failure on Totei’s part to exercise or enforce any right or provision of this Agreement does not constitute a waiver of such right or provision. The failure of either party to exercise in any respect any right provided for herein shall not be deemed a waiver of any further rights hereunder.

    5. Severability of Terms. If any provision of this Agreement is found to be unenforceable or invalid, then only that provision shall be modified to reflect the parties’ intention or eliminated to the minimum extent necessary so that the Agreement shall otherwise remain in full force and effect and enforceable.

    6. Assignment. This Agreement, and any rights or obligations hereunder, are not assignable, transferable, or sublicensable by you except with Totei’s prior written consent, but it may be assigned or transferred by us without restriction. Any attempted assignment by you shall violate this Agreement and be void.

    7. Headings. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

    8. Notice for California Residents. Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: If you have a question or complaint regarding the Site, please contact us at administration@totei.com (opens in new window) or by mail at the address provided below. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (800) 952–5210.

    9. Notices. Except as explicitly stated otherwise, legal notices will be served, with respect to Totei, to the address set forth below, and, with respect to you, to the email address you provide to Totei (such as via newsletter sign-up). Notice will be deemed given twenty-four (24) hours after email is sent, unless the sending party is notified that the email address is invalid. Alternatively, if you have provided a mailing address to us, we may give you legal notice by mail to such address. In such case, notice will be deemed given three (3) days after the date of mailing. Notices to Totei concerning this Agreement should be sent to:

      TOTEI LLC
      PO Box #30047
      New York, NY 10014